Crush your debt,
reclaim your financial future

The all-in-one money management platform - pay off debt, track spending and budgets, and monitor your credit score.

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The one-stop shop personal finance app

Pay off debt, spend smarter, and manage your credit all in one place

Start your debt-free journey with the DebtWise Payoff Planner

Sign up.
Connect your loans.
Get your step-by-step debt repayment plan that gets you out of debt faster & saves you money.

Encrypted and secure

We use 256-bit encryption to keep your information safe.

Create custom budgets

Categorize your transactions

Easily connect accounts

Automated transaction categories

Track your upcoming bills

Stay on top of your cash flow

Understand your spending patterns

Stay on top of your spending

Get your spending on track so you can pay down debt.

Keeping you on track

Monitor your progress in paying off your debts and make sure you’re sticking to the plan.

Credit monitoring

Get alerted to important changes in your credit report.

Personalized recommendations

Get personalized recommendations for how to improve your credit and manage your money.

Build credit

Start building your credit by paying off debt more quickly and efficiently.

Download the DebtWise app and join the thousands of members paying off
$260,678,261
in debt.

Got questions?

Get the answers to your questions about DebtWise app.

How does DebtWise app help me pay off debt?

DebtWise provides you with a personalized step-by-step repayment strategy for your debts that will save you the most interest and get you out of debt the fastest. Let us do the math for you.

Can I use DebtWise to manage my spending and avoid more debt?

DebtWise offers a full suite of budgeting tools that help you avoid accumulating more debt by tracking your spending, creating custom budgets, and understanding your cash flow.

How does DebtWise monitor my credit?

DebtWise tracks your credit score and provides you with real-time updates as it changes so you can ensure you’re staying on top of all of your payments. We also provide you with personalized recommendations on how you can improve your credit score.

Is DebtWise secure and safe to use?

We use bank-level 256-bit encryption to ensure your data is protected. We also never store any of your banking credentials and will disconnect your information from our app if you cancel your account.

How much does DebtWise app cost?

It's free or upgrade to premium for $10/month

Crush your debt, reclaim your financial future